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There are gambling platforms that offer ACH as one of the available payment method. We help you choose the best of them.

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ACH Casinos – A Quick Guide to This Money Transfer Service

ACH is an abbreviation for Automated Clearing House, and this is a popular payment method that was established in the 60s in the United States as an alternative to cheque payments. It is an electronic money transfer that works a bit differently from other casino payment methods. It does not use any physical medium, as it rather debits a payee’s account with a certain sum which is later ‘cleared’ periodically in bulks with other transactions.

The way ACH works makes it suitable for non-priority transactions, so ACH casinos should be chosen by players who do not expect to see their money credited to their balance right away. Nonetheless, the team behind this money transfer system works on speeding up their service, so it usually does not take too much time to have money added to the balance after the deposit. However, it is not that good when it comes to withdrawals, as the cashout normally takes three-to-five business days.

Table of Contents

Online Casino: How to Make ACH Deposit?

Depositing with ACH is quite simple and does not require any specific knowledge or skills. It is even possible to top-up casino balance via mobile phone. No, ACH service does not have a mobile app, but a player does not need one. All that is necessary is to pick a bank with a mobile app, and practically all banking institutions offer such a modern thing.

Getting back to making an ACH deposit at an online casino, it takes players seven steps to complete it, namely:

  • Go to the cashier tab at a selected online operator can find ACH among payment methods. Although this money transfer service is most popular in the United States, it is not that difficult to find an online casino that accepts ACH payments in New Zealand.
  • Choose ACH among other payment methods.
  • The casino will require a player to enter banking information. Once this is done, press “Continue”.
  • Then, the cheque should be made payable to the make of the processor. The information about it appears on the screen, and it depends on the deposited amount.
  • Indicate the amount of money that should be deposited on the cheque.
  • A player should verify his or her identity with a photo of the ID card. It is the step that may or may not be required. Everything depends on the selected online casino. This is also a one-time procedure. If a player has submitted the photo of ID once, there is no need to do this during the next payments.
  • Put the signature on the cheque (please remember that the memo line should be left blank).

Online Casino with ACH Deposit Pros

Specific benefits and drawbacks of ACH deposits depend on a selected ACH online casino, but there are some advantages and disadvantages that are general and do not depend on the operator.

Thus, if to speak about the pros of an online casino with an ACH deposit, the first thing that comes to mind is security, as there is no need to be worried about who is handling the payment. This money transfer system is supported by existing banking structures, so the safety of payments is guaranteed.

The other advantage is also very important, as players are frequently worried about the limitations and fees that they have to pay to make a deposit. Most casinos decide not to charge fees when players use ACH, but it is still advisable to check the detailed information about this on the website of the selected operator to avoid unpleasant surprises. When it comes to depositing limits, there are none. Nonetheless, the minimum deposit that is applicable regardless of the selected payment method should be met.

Finally, players have a big choice of online casinos that offer this payment method, as ACH is quite widespread not only in the United States but in other countries as well.

Online Casino with ACH Deposit Cons

There is also one obvious disadvantage of ACH transactions. Although it is an electronic money transfer, it takes a bit longer for a player to get their money credited to the casino balance compared to alternative payment services. Three-to-five days might seem too long period for getting money credited to the balance or bank account.

ACH Deposits in New Zealand

Being established and widely used in the United States, this payment service is not that popular among players from New Zealand. The main reason for that is the necessity to visit multiple online casinos before finding a website that has ACH deposits integrated. Another reason for that is the availability of different alternative payment methods like credit cards, cheques, and Apple Pay.

ACH Online Casino FAQ:


Is the ACH payment method used at online casinos?

Yes, many online operators in the US offer deposits with ACH, but players in New Zealand can also take advantage of it.

How does an ACH deposit at online casino work?

A player should pick ACH among other payment methods, fill in all necessary details, and sign a cheque to let the casino start processing his or her deposit.

Are there any fees for ACH deposits at online casinos?

As a rule, there are no fees for players who want to add credits to their casino balance with the help of this payment service.

What are alternatives to ACH online casinos?

Players frequently make deposits with the help of Apple Pay, credit cards, and cheques.